Understanding

We get to know the needs of your employees and members

Gap Evaluation

We identify gaps in coverage and areas where your benefits can make more impact

Precise Planning

We create a plan based on needs and the goal to secure the best, most comprehensive coverage options, at the most competitive cost

The Best Pricing

We canvass the entire insurance marketplace for products custom-designed for the needs of your employees or members.

When all the qualified carriers are identified, we will prepare an RFP for distribution and ease of comparison.

We will then present to your decision-makers a cost-benefit summary so that you can evaluate the marketplace and make an informed decision.

Expert Guidance

Once you have made your decision, we will educate your employees or members through a variety of methods.

These methods include, but are not limited to, intranet, home-mailings, and onsite meetings at no cost to our clients.

Worry-Free Administration

Norvest is your benefits back office. We handle everything, from enrollment and product education to processing premium payments through payroll deduction.

We will also ensure that your products remain competitive by continuing to analyze the marketplace upon renewal.