Disability insurance protects against the risk of a loss of income should you become unable to work due to an injury or illness that occurs on or off the job. Disability insurance provides partial income replacement so if you become disabled, you may not have to rely on your savings, sell a home or radically change how you and your family live.

Norvest offers voluntary group short term and long term disability insurance protection to public sector employers and associations with benefit levels that are custom designed to fill the gaps in benefits not available from your employer. Premiums are paid through the convenience of payroll deduction and during open enrollment, no medical questions are asked for the guarantee issue amounts.